Terms and Conditions
These terms describe the use of the RMD Calculator website and its tools. Please read them before relying on a result or sharing website content.
Last updated October 3, 2026
Educational use
The website provides general information and mathematical estimates about retirement distributions. It is not individualized financial, investment, legal or tax advice and does not establish an adviser-client relationship.
We do not act as your custodian, execute withdrawals, prepare returns or determine your legal beneficiary status. Confirm decisions with the relevant account administrator and a qualified professional.
Inputs, assumptions and results
You are responsible for selecting the correct account type, distribution year, beneficiary category and table, and for entering accurate information. Each calculator is limited to the scenarios described on its page.
Results depend on the supplied information and selected assumptions. Projections use modeled growth rather than promised returns. Withholding estimates describe selected deductions rather than final tax liability. A displayed zero does not resolve obligations outside the tool’s stated scope.
Accuracy and availability
We aim to provide useful explanations and correct calculations within the published scope, but information, rules and software can change. The website and estimates are provided as available without a guarantee of uninterrupted operation or suitability for your individual circumstances.
Review the current official sources before acting. To the extent permitted by applicable law, we are not responsible for losses arising from reliance on an estimate, inaccurate inputs or interruptions. These terms do not exclude rights or liabilities that cannot lawfully be excluded.
Acceptable use and website content
You may use the tools for personal planning and link to the website. Do not interfere with its operation, attempt unauthorized access, introduce harmful software or misrepresent an estimate as an official IRS determination.
Original website text, design and code remain subject to the rights of their owners. The reference tables use published IRS distribution factors. These terms do not restrict uses allowed by applicable law or any separate license attached to material.
External links and privacy
If you follow an external link from this website, the destination is operated separately. Their content, availability and privacy practices are controlled by their respective operators. Following a link may take you outside this website.
Our Privacy Policy describes the current handling of calculator entries and technical information. No account registration, paid service or message submission is offered in this version.
Updates and questions
We may update these terms as the website changes. Material changes will be reflected in the date shown on this page. Review the current terms when using a newly added or changed feature.
The Contact page shows the current availability of public contact details. A public support address is not currently published.
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